Save Some Money With These Excellent Roof Covering Tips

Content written by-Forbes Bernstein

Taking care of your home's roof is a pretty big job. Catching problems early requires constant vigilance, and any repair work that you do have to do is likely to be extensive. Become a better homeowner by preparing yourself for the kinds of roof issues you may face in the future.



You want to make sure that you hire a good contractor to take care of your roofing job. Looking on the Internet for reviews can help you to find the right fit for your roofing job. Internet reviews tend to be more frank and honest, since they are anonymous.

If you need to walk on your roof, it is important that you do it at a time when it is not too cold or hot. Extreme weather tends to make shingles very brittle, so walking on them during this time can cause a lot of damage. Morning is the best time during summer months, and afternoon is best in the winter.

If you're looking into hiring a roofer, the first question you should ask is how long the company has been in business. Someone might sound great on paper, but if they're new to the game, they may still be ironing out kinks in their business practices. You don't want to be the one they test things out on.

When you are buying shingles it is very important to go with a popular brand. This is due to the availability of the shingles for future repairs. If you decide to take a cheap option and buy shingles from a company going out of business, or the last of a certain color, you will run into problems matching the shingles for repairs down the road. If http://komonews.com/news/consumer/tip-for-finding-a-good-roofing-company do go with the cheap option, be sure to have extra bundles for the inevitable repairs you will need.

When signing a contract with a roofer, check for the small print about material costs and labor. Do sign with a company which lists the costs and what will happen if their costs increase during the job. Also go with a company which charges around $1.50 a square foot for decking replacement.

When working on your roof while it is hot, always take plenty of breaks. The heat of the sun can get to you and cause problems. If you will be working during the heat of the day, be sure you take a break often and drink plenty of water.

There are several factors to consider when choosing a roofing material. For example, asphalt shingles tend to be the cheapest, but they deteriorate quickly and aren't environmentally friendly. Wood shingles are attractive and last a long time, but must be fire treated. Think about what's most important to you and your budget when considering your material.

If you are thinking about which roof material to install on your house, consider the cost of the material but also the longevity. Some materials last much longer than others, and some are naturally fire-resistant. You have to think about more than just appearance and cost; consider all factors when purchasing material!




Roof Replacement Cost: 6 Ways to Save Money


Roof Replacement Cost: 6 Ways to Save Money Roofing materials aren’t cheap, especially if you have a large or complex roof, but professional installation is what boosts the expense. Labor often accounts for 40% to 50% of the cost, Miller says, largely because a lack of skilled roofers has driven up rates. The more complicated a roof, the more labor it takes and the higher the costs.


T check your roof for leaks, use a simple garden hose. Take the hose up to the roof and spray water over the area of the roof causing you concern. If it is very icy or extremely cold, you might need to do this more than once, as the water will freeze.

Ask your contractor if he is a certified installer for the materials he plans to use. If so, great! That is a great sign that he really knows what he is doing. If not, consider other companies which are certified installers, as they will have much better training and will offer better quality.

Try not to walk on your roof too much, as this can cause damage and leaks in and of itself. When it's really cold out, the shingles are brittle and when it's warm, they are soft! Both conditions create circumstances that make it easy to destroy your roofing tiles, so only go up there if you have to when the temperature is extreme outside.

There are several common types of roofing material, including asphalt, wood, tile and metal. Each of these has advantages and disadvantages, so you must think about what factors matter the most. For example, wood lasts for a long time, but tile has many colors available. It's easy to personalize the look based on your budget.

Wen replacing your roof, consider using architectural shingles. These types of shingles are much more aesthetically pleasing, and they also last longer too. These shingles are desired by those looking to purchase a home, so when you sell your home, it will be worth more.

When you're looking to hire a contractor, you have to get the project outlined to you before they start. Ask about the products and supplies he will use, cost of the product, warranties on work, clean up process and total time frame. You need to fully comprehend these things. If you aren't comfortable with the information your contractor is providing you with, it may be time to look in a different direction.

One thing that can help you out if you're working on a roofing project is to carry a ladder to the roof and nail it down to something so that it stays in place. This will help you move around safely.

It is dangerous to climb on the roof. After all, most roofs have an awkward design that make it difficult for a person to maneuver. Because of this, you should ensure you take precautions. Prevent slipping by putting on rubber-soled shoes. You should also make use of a harness. Lastly, make sure you have a relative or friend helping you.

Before Recommended Internet site begin work on your roof, take a good look at your materials. Little things like faulty nails can cause you big problems in the future. While a professional roofer will know to do this, you may want to look over their materials to give yourself a little peace of mind.

When inspecting your roof, take extra care to any areas where there are valleys. Valleys are where two of your roof intersections join together (they are also called ridges). These are common places for leaks to form and debris to collect so make sure that you take note of these areas during your inspections.

The roof on your home, like any other part of your home, needs general upkeep and repair so that your home retains its value and nothing in your home is damaged due to a problematic roof. Just remember what you have learned, and you will be able to handle just about issue that arises. Avoid letting the roof become a major problem.






Struggling With Your Roofing System? Try These Tips!

Content create by-Bradford Demant

It's likely you know next to nothing about your roof. However, you should be thinking about this integral part of your home. This article helps you learn all you have to know about roofing. Read it carefully and learn.

When there is a crack in a shingle, you must replace it. In fact, any cracking usually means that you'll have to replace all of the shingles as they're likely to start cracking too. Whether it be from inferior materials or improperly installed shingles, you'll save yourself many problems by getting it all replaced.

https://dailycaller.com/2019/04/15/firefighters-notre-dame-cathedral/ to just one roofer. Your co-worker may have raved over a contractor, and you may have been offered an amazing deal, but that doesn't mean you shouldn't get multiple estimates. Encourage multiple contractors to put in bids for the job. When people are competing for the work, you're going to get better offers.

Be leery of anyone who randomly knocks on your door, and offers to fix your leaky roof. Unscrupulous con-men will offer to do the work, and most times run with your money, without doing any of the work at all. If you need a roofing job done, do your research and find a roofing contractor that you can trust.

Remember that the area on the ground, just beneath your roof, is going to take a bit of a beating as your roof is replaced. If you have flowers or other shrubbery in that area, it might get damaged. There may be nothing your roofer can do to prevent it from happening, so try to avoid assigning blame.

Do not ask your roofer to work on your gutters. This is not their area of expertise and they are likely to mess up. Therefore, simply focus on having them do your roof, and if your gutters need to be replaced as a result, find someone to do that job that specializes in it.

Do what you can to keep your gutters clear from debris. If your gutters are clogged it can lead to water sitting on your roof for an extended period of time. That can then lead to water damage to the roof, which then could lead to some very heavy leaking. Prevent disaster by keeping up on your gutters through the year.




Always keep safety in mind. If you will be going up on your roof, be sure that you think about what you are doing and be as safe as possible. If there is any moisture, such as rain, ice or snow, wait for it to dry off before going up on your roof.

The more contact information you get for your roofing company, the better. Ask the project manager or foreman for not only his contact information, but that of the company he works for. You should know his full name and who at the company you should speak to if there is a problem.

Before a contractor begins work on your roof, see if there's anything you can do to prepare. If the roof is ready for the roofers when they arrive, they can begin work immediately, which means the job will be completed more quickly. This can cut down on labor costs and make the whole operation run more smoothly.

After a storm, go on your roof to determine the damage. If shingles have been damaged, it's important to spot the problem immediately. Allowing damaged shingles to sit can cause serious leaks in the future. Make sure to do this after every storm to stay safe and save money.

Be sure to be courteous if you are having a roof installed in your home. Warn your neighbors, especially if you have a shared driveway. You don't want to make them uncomfortable or unprepared for the people intruding their space. It will also be noisier than normal, and falling debris will be a concern, too.

Make note of your initial impression of any companies you contact and receive quotes from. How was the customer service? Did visit my web site have to wait long to speak to someone? Did they answer all of your questions thoroughly? This can tell you a lot about how your overall experience will be from start to finish if you decide to choose them.

If you find that any of your shingles have small cracks, you should fix them as soon as possible. The fix is not too complicated. You can use a small bit of roofing cement to trowel into the cracks. Then, if there are any smears, wipe them with solvent.




Why replace your roof when you can save it instead?


Why replace your roof when you can save it instead? Responsiveness to weather conditions and temperature changes is integral to the performance of roof shingles. As these shingles are exposed to the sun’s UV rays and begin to age and weather, they lose their essential oils and begin to dry out. As they dry, these shingles become brittle and do not perform as they should. The shingles begin to lose their expansion properties and asphalt granules that help protect the interior of the home. An aging roof can be a costly repair.


Ensure that your chosen roofer has the necessary paperwork before they begin the job. Often, bonds or permits are required before your roof can even be touched. Contact your local government building department to determine what is necessary for contractors to start on your roof.

When you've narrowed your search for a roofing contractor to a few companies, consider asking each company for local references. This will allow you to see how recent customers felt about the business provided by the contractor. It could go a long way towards convincing you to hire or stay away from that company.

Do not pay for the completed job in advance. You will typically have to pay for materials and a deposit, but this does not usually exceed more than one fourth of the total cost. Once the job is complete, make an inspection to see the job is done to your satisfaction. Then pay the contractor.

Ask your roofer if he has a safety plan for the project. A detailed, appropriate safety plan will help make sure the project gets off to a good start and finishes well. A reputable roofer should not have any problems creating a safety plan and providing you with a copy of it.

Before you hire a roofer, ask whether he will be using a subcontractor to complete some of the work. If so, request the same types of documentation as you would for the roofer. Ask for the subcontractor's references, workers' comp insurance and proof of liability coverage. It is not enough for just the roofing company to have these items.

Whether you choose to hire professionals or do the work yourself, this article will help you out. Be thoroughly educating yourself you will be able to make the correct choices. Keep the advice in this piece close at hand.






Essential Points To Think About About The Roof On Your Home

Written by-McNeil Finnegan

If you have ever suffered from a damaged roof, you know how frustrating this is. Unfortunately, diagnosing the problem and selecting a solid roofing contractor is not an easy task. Fortunately, if you educate yourself on the subject, you can more easily identify problems and select the right roofing contractor when necessary.



If you're looking into hiring a roofer, the first question you should ask is how long the company has been in business. Someone might sound great on paper, but if they're new to the game, they may still be ironing out kinks in their business practices. You don't want to be the one they test things out on.

When replacing your roof, always use a reputable contractor. Make sure to find someone with experience and a good reputation in your area. While you might find that a less experienced roofer is also less expensive, keep in mind that you get what you pay for. Go for a professional, and your new roof will last!

When working on your roof, be sure to wear rubber sole shoes. Even if it is a sunny day outside, there could still be water or ice leftover from previous storms. If you are not wearing rubber sole shoes, you could end up slipping and falling, which of course, leads to disastrous consequences.

When meeting with a professional roofer, ask to see a copy of their liability insurance. Any trustworthy roofer should have copies readily available. If they have a hard time providing you with their papers, they're probably not someone you want to work with. When you're trusting someone with your roof, you want all your bases covered.

Do not ask your roofer to work on your gutters. This is not their area of expertise and they are likely to mess up. Therefore, simply focus on having them do your roof, and if your gutters need to be replaced as a result, find someone to do that job that specializes in it.

Slate roofs can offer you something that a shingle roof cannot, this is an aged and sophisticated look. Slate roofs have been used for hundreds of years, as tar shingles have not been produced for as long as people have needed roofs. Some of the most famous buildings have slate roofs, all having a sophisticated and timely look.

Try spraying your roof down with your garden hose in order to find the leak. Remember, however, that this trick is only good idea during the warmer months. Doing this in the winter is hazardous, and can lead to further damage to your roof in the mean time. Be sure to have someone inside while the roof is being sprayed so that you are sure to find the culprit.




Roof Maintenance Tips For The End Of Summer


Roof Maintenance Tips For The End Of Summer Summer rains also stimulate other growth that could be hazardous to your roof. After a shower, moss may sprout in the spaces between your roof shingles, and proceed to soak up as much water as possible. When this moisture penetrates the shingles and roof underlayment, it eventually damages the roof sheathing underneath, destroying your roof?s structural integrity.


Do you have loose shingles. If you do, it is important that you fix them. The fix is usually pretty simple. You need to lift the shingle carefully. Next, you apply enough plastic roofing cement under the shingle to hold it in place. Failing to fix a loose shingle can cause a lot of damage in the future.

If you choose a contractor that has workers for him/ her, this could end up being a cheaper option than a contractor that works alone. The finished job is typically much cheaper because of the group effort put forth by the roofers. Be sure that if you have someone do it alone, they are not charging you too much for labor.

If you have a general handyman that does work in and around your home, do not allow him to do anything to your roof. Fixing a roof requires a high level of experience and know-how. This is why you would be better off hiring someone that specializes in this type of work.

If you are tackling a roofing project on your own you should lay out your plan before you act. This should include the tools that you will need, the cost that you can afford and the materials that you will need. The worst circumstance is not having what you need when the time comes.

There are several factors to consider when choosing a roofing material. For example, asphalt shingles tend to be the cheapest, but they deteriorate quickly and aren't environmentally friendly. Wood shingles are attractive and last a long time, but must be fire treated. Think about what's most important to you and your budget when considering your material.

If a roofer tries to get you to make quick, expensive fixes to your roof, you should be wary of doing business with them. Unfortunately, there are scam artists in this profession who will try to get the most amount of money for the least amount of work. Temporary repairs simply are not going to cut it, because you will find that you will have to spend a lot more money for a permanent fix in no time at all.

If you are in the process of building a new home, pick a roofing material that has a long life. You do not want to worry about replacing your roof 15 or 20 years after you move into your new home. Check out several types of roofing materials before making your choice.

https://www.finehomebuilding.com/2018/11/27/camouflaging-gutters-and-hiding-downspouts check the roof and skylights for any leaks. However, many neglect to check the rubber boots. Whenever they dry, leaks can occur. Fortunately, it is very easy to replace them. A new roof boot can be purchased at your local hardware store for a low price. Simply remove the old one, remove some shingles if necessary, and install the new one.

As a general rule, you should always equip yourself with a safety harness whenever you work on your roof. This harness needs to be attached to something sturdy that will support your weight in the event that you fall down. This will make sure that you won't get too hurt should you slip and fall.

As a general rule, be generous in estimating the extent of damage when you do roof repairs. Don't just replace the shingles that are obviously damaged. Swap out the ones around them, too. If you have to patch the roof deck, make the patch much larger than the damaged area. (Or replace the entire sheet of decking.) It's better to buy a few more materials than to do a repair job that doesn't fix the whole problem.

Inspect your roof for faults. Always inspect the materials on your roof. After repairs are done, mistakes may begin to show themselves. A common problem is cracks forming in shingles. Make sure https://www.ottawamatters.com/police-beat/ottawa-permanent-roofing-owner-and-employee-facing-49-fraud-related-offences-1108815 keep an eye out for any minor imperfections that could turn into big problems if not repaired.

There's a lot to learn about roofing, but that's okay! You don't have to learn everything at once. Tackle these tips little by little, and you'll be in great shape. You have all the knowledge you need to maintain a roof. All you have to do is put it into practice.






Required A Roofing? Look No Further Than Right Here!

Created by-Keating Greenwood

When you own a home, one of the most important things you have to concern yourself with is your roof. After all, your roof is your best line of defense against the elements and it helps protect the rest of your house. Use the following article to learn some helpful tips and tricks with regards to roofing.

Don't wait when you need to have shingles replaced. You might be tempted to put off a repair, but that can actually make the situation worse. You should fix or replace weak shingles as soon as possible to prevent leaks from appearing. Keeping a roof maintained can help it last a long time.

When taking on a roofing job, make sure that you understand what you are doing, before starting the project. Taking a class at your local hardware store can prepare you for the job. Not understanding what you are doing can result in the job costing more than you ever intended.

It is common sense not to do a roofing job in the rain. However, you always want to check the weather before hand. Read the Full Posting can be slippery. Your roof will also need an ample amount of time to dry. A rain shower the following morning can end up setting you back.

You should have certain expectations of your roofer. For example, any shingles that fall down to the ground should be picked up and hauled off your property. In addition, the roofer should pick up the majority of the nails that fall down as well, although it is likely that a few may be missed. In https://www.chicagotribune.com/lifestyles/home/sc-cons-0914-home-infrastructure-20170911-story.html , your yard should be clean and picked up after the work is completed.

When choosing between roofing contractors, contact your local Better Business Bureau for advice. They will let you know if any of the firms you are considering have complaints filed against them, a major red flag. You can also learn how long they have been serving your community as a company.





Inquire about warranties to narrow down your contractor list. You want a warranty that lasts between 3 and 5 years. Longer is better. The warranty must cover defective supplies and shoddy workmanship. Make sure the contractor gives you a copy of it.

Make note of your initial impression of any companies you contact and receive quotes from. How was the customer service? Did you have to wait long to speak to someone? Did they answer all of your questions thoroughly? This can tell you a lot about how your overall experience will be from start to finish if you decide to choose them.

Before a contractor works on your roof, ask questions first. It would be bad if you avoided asking them a question and have it come back to haunt you down the road. If you can't get a roofer to reply to your questions, avoid him.

Never allow someone to work on your roof without then furnishing a written contract. If they do work that is subpar and you end up having issues with them, it will be hard to prove what they were contracted to do if you don't have any paperwork. If your contractor gives you a hard time about this, it would probably be best to find someone else.

When a vicious storm blows through, you will have to climb up to the roof to check for damage. Of course, look for any missing pieces, be they shingles or flashing. Also check your gutters for looseness and clogs, and check nearby trees for any limbs which are broken and could come crashing down on your home.

If you are looking for a dimensional look to your roof, architectural shingles can provide this. Instead of a flat appearance, architectural shingles provide "pop" to your roof. Each shingle is layered, giving the final product a very dimensional and intriguing look. Be sure to pick a quality architectural shingle for a longer sustained roof.




5 Tips on Choosing Your Best New Roof


5 Tips on Choosing Your Best New Roof 1. Consider your household lifestyle.
2. Don’t get hung up on the color.
3. Research and understand the different types of materials.
4. Get to know warranties.
5. Schedule an appointment with a professional.


Do not work with any roofing contractor that wants to give you an estimate over the phone. Each roof is different, and you should find someone that is willing to come out and take a look at your particular issue. If someone balks at making a home visit, you should probably hire someone else.

Talk to anyone you know and see if they have a recommendation for a roofer. While online research is great, it will only get you so far. Knowing someone who has used a roofer and hearing what they have to say about that individual is the best reference you could get. You are much more likely to find a quality professional that way.

Inspect your roof from time to time. Any small cracks in your shingles, damaged shingles or any other damage on your roof can cause problems inside your home. Usually these problems can be prevented, though, if you take the time to inspect and then fix any damage you find.

All roof contractors are not equal, so be sure you choose a good one. Avoid choosing because of a splashy ad. Recommendations from people you know is a better way to go. Look online for reviews or ask your friends and family for a recommendation. Consult the Better Business Bureau and other consumer rights organizations to inquire about the past reputation of potential contractors. If you use a contractor who does shoddy work it could end up costing you a lot of money.

Finding cedar shake roof repair doesn't mean it's time to fix it: think "safety first" and plan ahead for those big repairs. Cold ice or strong winds can turn a simple repair into a serious accident. The roof is a dangerous place if you aren't prepared for what's to come. Plan ahead for a cool, calm evening.

Before the contractor begins work on your roof, verify that he has all relevant documentation. Often, bonds or permits are required before your roof can even be touched. Get in touch with the town's building department in order to determine what they will need before they begin.

Beware of contractors who come by with offers just after a storm. Such shady enterprises tend to rove around neighborhoods after a large storm has hit. In many instances, they reside out of the state and are not licensed to work in the area. You can tell if someone's a storm chaser if they have area codes that aren't local, stick on signs on their vehicle, and they get references from areas that are disparate.

Repairing or replacing your roof is not something that you can easily delay or just do by yourself. You need professional help to have it done right. This is why it is important to educate yourself about roofing before it is too late. Remember the information you have read here the next time you need work done on your roof.






Tips To Assist You With Roof Covering On Your House

Content author-Stallings Alvarado

When it comes to roof maintenance, many homeowners have no idea what to do. Too often, people neglect their roofs altogether until a serious problem has developed. Keep this from happening by using the information provided in the article below. Taking care of your roof ensures that you and your family will always remain safe and protected.

You want to make sure that you hire a good contractor to take care of your roofing job. Looking on the Internet for reviews can help you to find the right fit for your roofing job. Internet reviews tend to be more frank and honest, since they are anonymous.

If you need to walk on your roof, it is important that you do it at a time when it is not too cold or hot. Extreme weather tends to make shingles very brittle, so walking on them during this time can cause a lot of damage. Morning is the best time during summer months, and afternoon is best in the winter.

Think about your own safety first. You should always assess the situation thoroughly before you begin any roofing repair job. This is because rushing up to fix your roof as soon as you notice a problem could result in a serious accident. For instance, you should never try to fix a roof when it is raining or extremely windy outside for obvious reasons.

Slate roofs can offer you something that a shingle roof cannot, this is an aged and sophisticated look. Slate roofs have been used for hundreds of years, as tar shingles have not been produced for as long as people have needed roofs. Some of the most famous buildings have slate roofs, all having a sophisticated and timely look.

If you will be going up on your roof to fix a leak, always work with a buddy. Roofing can be really dangerous and a fall can be devastating. Using a harness will help to ensure no bad accidents happen. You always want to wear rubber soled shoes for extra traction too.

If you live in a cold climate that has considerable snowfall in winter, you should think about a metal roof. If your roof pitch is steep enough, you will never need to worry about snow buildup on your roof. The slick surface of the metal will cause the snow to just slide off rather than accumulate.




Tesla opens up Solar Roof pre-orders, answers the most important question: how much will it cost you?


Tesla opens up Solar Roof pre-orders, answers the most important question: how much will it cost you? Tesla is tapping Google's Project Sunroof here, which uses some 3D mapping trickery to give them a rough idea of how much roof area (square footage) you've got, and how much of it is actually good for solar use. That gives them a ballpark estimate for the roof cost (including materials, installation and the cost of removing your old roof), at which point they factor in the cost of a Powerwall battery. Then they wrap in offsets like local tax credits and the money saved on your electric bill to give you a final cost after 30 years.


Don't get frustrated if you're unable to locate where a leak is originating from. You'll find it sooner or later, likely by using a hose and having a friend help. As you aim the hose at different areas of the roof, have your assistant look for signs of leakage. Use a cell phone to communicate with each other.

When inspecting your roof for leaks, it is important that you inspect the whole roof, not just one section. If you find a troublesome area of your roof, you should still check all areas, as there could be more problems elsewhere. It will be cheaper for you to have all fixes done at the same time, rather than waiting.

Only hire a contractor who offers emergency services in their contract. If a tarp blows off in a storm or your roof caves in, you need to know that someone from the company will show up to fix the problem right away. If they don't offer this service, move on to the next firm.

Ask your contractor if he is a certified installer for the materials he plans to use. If so, great! That is a great sign that he really knows what he is doing. If not, consider other companies which are certified installers, as they will have much better training and will offer better quality.

Don't pay until the roofer finishes the work. While you might have to pay a small deposit, it shouldn't exceed 25% of the project's full price, or the base cost of just the materials. Never pay for labor in advance. Make sure https://newroofplus.wordpress.com look at completed work, then get copies of all important paperwork before you pay the roofer.

Always ask your roofer how long his company has been in business for. How much experience the roofer has is important, but that is not the same thing. You want to go with an established company that has a number of satisfied customers. They will work hard to make sure they uphold their reputation with each job that they do.





If you aren't able to see the roof from a ladder or the ground, think about heading up to your roof to check it out after any strong storm. Catching damage right away is the key to preventing major leaks and other problems. Give your roof a quick inspection; howeverm remember that safety always comes first!

Make sure that there is a solid contract in place before you allow anyone to start work on the home. https://www.thesun.co.uk/news/8607508/london-cafe-wind-weather-stoke-newington/ should detail everything about the job, including costs and the amount of time it should take. Also, make sure that it is signed by you and the one you are contracting.

Always check up on a roofing company on the Better Business Bureau before you hire them. By visiting this site, you will be able to see if any former customers had an issue with the company. If you see a problem, investigate whether or not the company made amends. Also take a look to see if the BBB gave the company a rating or not.

You should take the time to think about how your lawn's landscape affects the integrity of your roof. The biggest issue for roofs tends to be large trees. Old trees can have very old and brittle branches that can lead to a great deal of damage when they come down. To prevent this you should be sure to keep a good eye on the growth of any trees surrounding your home.

Those who are working on their roof, would be wise to always watch where they step. While it may be tempting to look out over the vast view that your roof provides, you could easily trip over something and fall. Always keep your eyes ahead of where you will be stepping.

local roof repair have read advice that will help you get started putting a new roof on your home. Keep that advice with you as you make your plans. You want to be happy with the complete project, knowing that your home, your biggest investment, is properly sheltered and protecting your family.






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